In a perfect world, every buyer would apply 20% of the purchase price toward a down payment on a loan transaction. They would have 720 credit scores and have worked at the same company (which they do not own themselves) for the past 10 years. They p
One of the biggest misconceptions our clients have about homeownership is that the financial burden of a mortgage will be too much to continue the lifestyle to which they've become accustomed. Why, they ask, should I bother with such an enormous sac
I get calls all the time from realtors who have clients who end up looking at new homes. As a mortgage broker, these are some of the hardest calls for me to get excited about. But to provide the service that I do to my realtor relationships, I'll an
Medford, Oregon real estate may currently offer home buyers the best investment opportunity in fifteen or more years. With hundreds of homeowners unable to stop bank foreclosure, pressure on the market has been significant. Over the last two years h
If you're looking to buy your own home, you should determine a few things before you go out looking for your dream place. First, you have to determine how much you can afford. There are online calculators to help you determine how much you can affor
The real estate market has taken a hit over the last few years. When more and more buyers were purchasing homes a few years ago, prices kept climbing and climbing. The prices increases are driven by the effects of supply and demand. When combined wi
